FinChat.io
Officially listedAn AI-powered institutional-grade investment research platform with verified financial data.
FinChat.io
FinChat.io (now rebranded as Fiscal.ai) is an investment research platform that combines institutional-grade financial data with AI, dubbed the "AI copilot for investors." Built on authoritative S&P Market Intelligence data and covering 20 years of financials for 100,000+ listed companies worldwide, it lets individual investors access analytics tools once affordable only to Wall Street institutions for a $39 monthly fee.
Core Capabilities
- Conversational AI analysis: Ask questions in natural language for deep financial insight, with no coding or complex operations
- Institutional data sources: S&P Market Intelligence-verified data avoids ChatGPT-style hallucinated numbers; every figure is traceable
- Real-time earnings intelligence: Automated earnings call summaries, sentiment analysis, and key metric extraction, updated within an hour
- DCF valuation modeling: Quickly generate discounted cash flow models and peer comparison analysis through text instructions
- Institutional holdings tracking: Follow position changes of 100+ super-investors and hedge funds
- Customizable dashboards: Personalized tracking of 20,000+ financial metrics, including revenue segments and KPI monitoring
Who It's For Active stock pickers, fundamental research investors, small hedge funds (1-10 person teams), independent financial analysts, and finance students. If you need deep company financial analysis on a limited budget, this is the best choice.
Unique Advantages At 1/50 the price of a Bloomberg Terminal, it delivers 80% of the core equity research functionality. The key difference from general AI tools (ChatGPT/Perplexity): FinChat.io's financial data connects directly to authoritative sources and never fabricates numbers. It reached 100,000 users within a month of launch, with $875,000 in monthly revenue and profitability.
Editor's Review The professional review outlet TraderHQ rates it 4.0/5 stars, calling it "a genuinely reasonable upgrade from free tools." Users report impressive data accuracy, compressing hours of manual data collection into minutes. One caveat: it requires some financial analysis grounding and good questioning skills, and it is not for passive index fund investors.
Pricing
### 💰 定价模式：免费增值 **起步价**：免费（含2周Pro试用） #### 主要方案 - **Free**：$0 - 5年财务数据 + 6个季度，1个仪表板，每日10次AI提问 - **Pro**：$39/月（$372/年，省20%）- 15年财务数据，10个仪表板，每日100次AI提问，股权研究报告 - **Max**：$79/月（$948/年，省20%）- 20+年财务数据，无限仪表板和数据行，数据导出功能 - **API**：按需定价 - 无限API请求，Copilot API和Data API，企业级支持 #### 试用/其他信息 年付可节省20%（相当于免费获得2个月）。免费计划每日限制10次AI提问，Pro计划提供100次/天。 — Visit website
FAQ
Is FinChat.io free?
There is a free plan (with a 2-week Pro trial) including 5 years of financial data and basic features. The paid Pro plan is $39/month and Max is $79/month, with 20% savings on annual billing.
What are FinChat.io's main features?
Core features include conversational AI financial analysis, coverage of 100,000+ companies, 20 years of historical financials, DCF valuation modeling, institutional holdings tracking, real-time earnings alerts, customizable dashboards, and API access.
Is FinChat.io's data source reliable?
It uses institutional-grade data directly from S&P Global Market Intelligence — the same sources Wall Street uses — and every financial figure is traceable to its origin, so it doesn't hallucinate fake data the way ChatGPT can.
What's the difference between FinChat.io and Bloomberg Terminal?
FinChat.io focuses on fundamental equity research at 1/50 of Bloomberg's price ($39/month vs. $20,000/year), offering 80% of the core functionality. Bloomberg is more complete (trading, fixed income, commodities, and more) but far too expensive for individual investors.
Is FinChat.io suitable for beginner investors?
It requires some financial analysis foundation and the ability to ask effective questions. Start with the free plan and use the 2-week Pro trial to get familiar. Complete beginners should first learn basic financial metrics.
What's the difference between FinChat.io and Koyfin?
FinChat.io is AI-native, with more efficient conversational queries and built-in DCF modeling; Koyfin uses a traditional dashboard interface with stronger screening (5,900+ criteria). Prices are similar ($372 vs. $374 per year).
Which markets does FinChat.io cover?
It covers 100,000+ listed companies globally, including US stocks, Hong Kong stocks, A-shares, and other major markets, with up to 20 years of historical financials and real-time market data for 50,000+ stocks.
Does FinChat.io offer an API?
It provides a Copilot API and a Data API for embedding into your own platform, aimed at financial institutions and developers. API plans require contacting sales for a custom quote.